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Tech Support...

Help? I'm still not conceptually getting how exactly the Steemit wallet works. In short, my computer is failing and I'm going to wipe this OS and start over fresh, but I want to make sure anything I've earned so far stays intact.
I vaguely remember, when creating this account, something about the wallet being stored in the browser?
I also have this bts_blahblahblah.bin file that I think was created when I made this account.
And yes, I have my private keys written down.

So I should be able to fully restore on a new machine, right?

Also, I have STEEM, STEEM POWER, STEEM DOLLARS, as well as unclaimed SBD and SP. Does it matter if I claim that now or will that all transfer over?

Thank you to anyone who can help me with this. I've already read through the FAQ and I'm still not quite getting it.

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