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How do I save money

  • I never used Credit card and never experienced Credit card bill shocks.

  • I spend 50% of my earnings, save 30% and invest remaining 20% (New learning and develop my skills, Stock, SIP, Mutual fund, Real estate)

  • Minimal spending on my health as i do daily Exercise, yoga and meditation along with proper diet and sufficient sleep.

  • I regularly get promotions with increased salary in my career due to my hard work. This ultimately increases my savings value.

  • Additional source of regular income by letting one of my home to rent, Training’s for students during weekends, Bank interest on the fixed Deposit

  • I have never compared and changed my lifestyle with / for others (Society)

  • If i really have a need to spend and purchase, then i look for the quality of the product, but not money.

  • Most importantly I always keep in my mind that Happiness is my first priority. I save or spend based on it.
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