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Credit & Debt

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NINE Ways of How to Manage Debt of Any Size!

  1. Know who and how much you owe.
  2. Pay your bills on time each month.
  3. Create a monthly bill payment calendar.
  4. Make at least the minimum payment.
  5. Decide which debts to pay off first.
  6. Pay off collections and charge-offs
  7. Use an emergency fund to fall back on.
  8. Use a monthly budget to plan your expenses.
  9. Recognize the signs that you need help.
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