Exit from HBD savings

Hey guys,

I currently have a decent amount of Money in the HBD savings. I am getting a little bit nervous about the increasing debt ratio. Currently we are at 28,71 % and the hive debt support price is at 0,037 $while the hive market price is at 0,040$. What do you guys think about this development?

I am thinking about resolving my HBD savings to be secure. Can someone recommend the best way to convert my HBD into another stable like USDC or even in Fiat?