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Ben Rosenthal

@benrosenthalft

Financial Educator, Supporter of those who want to both find themselves and help others

191 followers 46 following 90 posts Reputation 36.14

Ben Rosenthal
@benrosenthalft Mar 7, 2019, 5:32 AM UTC

Your Cheat Sheet of Important Ages for Retirement Planning

When I worked as a U.S. financial advisor, I had to familiarize myself with a number of age-related rules, such as “How old do you have to be to start collecting Social Security?” and “How old do you…

0 upvotes 1 replies $0.00
Ben Rosenthal
@benrosenthalft Jan 27, 2019, 2:12 AM UTC

Some Things to Be Aware of When Choosing a Fee-Based Financial Advisor

You’ve probably heard that when it comes to working with a financial advisor, you should choose a fee-based advisor (meaning one whose compensation doesn’t vary by what they recommend to you) over an…

2 upvotes 1 replies $0.00
Ben Rosenthal
@benrosenthalft Jan 8, 2019, 5:05 PM UTC

A Special Window of Opportunity for Roth IRAs

Happy New Year! If you’re familiar with my work, you know I’m a fan of Roth IRAs. Where else can you invest with almost total freedom and be able to look forward to reaping the rewards tax-free? I’m…

3 upvotes 1 replies $0.00
Ben Rosenthal
@benrosenthalft Dec 19, 2018, 6:29 AM UTC

How to (Legally) Exceed your Roth IRA Contribution Limits

I’ve written before that the easiest way to set yourself up with tax-free income (and the way that offers you the most investment freedom) is a Roth IRA. However, one of the most frustrating limitati…

5 upvotes 1 replies $0.00
Ben Rosenthal
@benrosenthalft Nov 16, 2018, 10:07 PM UTC

An Economical Way to Create an Instant Legacy

Today, I’m going to talk about a financial product that, like annuities, is highly controversial: cash value life insurance. Some people are staunch advocates of CVL for its potential to build tax-fr…

4 upvotes 0 replies $0.00
Ben Rosenthal
@benrosenthalft Nov 6, 2018, 10:16 PM UTC

The Big One!

Ever since spring of 2009, when the stock market started to recover from its biggest meltdown that most of us alive today can remember, a lot of people have been wondering, "When's the next big one g…

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Ben Rosenthal
@benrosenthalft Oct 26, 2018, 10:26 PM UTC

The Difference Between "Your Dreams" and "Your Purpose in Life"

I've always been a big fan of "following your dreams", but I've come to shift that to "finding and living your purpose in life". Why? Because a dream isn't necessarily that thing you were put on this…

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Ben Rosenthal
@benrosenthalft Oct 17, 2018, 3:55 AM UTC

Strategies for Coping with RMDs

This post is for anyone who has a pretax account and is at the stage of life when you have to take RMDs (required minimum distributions). (If this isn't you, it may be someone you know.) First, a fri…

3 upvotes 1 replies $0.00
Ben Rosenthal
@benrosenthalft Oct 9, 2018, 2:30 AM UTC

You Don’t Have to Work for Someone Else to Get a 401(k) & Pension!

A lot of “solopreneurs” (entrepreneurs with no employees) make the mistake of relying on their business as their sole retirement plan. But that’s like investing all of your retirement money in a sing…

5 upvotes 0 replies $0.01
Ben Rosenthal
@benrosenthalft Oct 2, 2018, 7:41 PM UTC

How to Make an Informed Decision about Annuities

(Photo by Jonathan Meyer from Pexels) In my last blog post, I talked about how annuities can provide value as a form of insurance against outliving your money, and addressed some of the common critic…

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